Boat & Watercraft Insurance

When you’re heading out for boating season this year, make sure that your boat has the insurance protection it needs. Many serious injuries are caused by reckless operation of watercraft.

Many boating collisions reported are the cause of reckless operation by other vessels.

Standard Boat Coverages can protect you and others on the water.

Not all coverages are automatic when it comes to boat insurance

Many coverages need to be added such as:

• Uninsured Boaters – helps pay for injuries people on your boat sustain from another boater who does not have insurance.
• Fuel Spill – Coverage for unintentional oil or fuel spills that result in bodily injury or property damage
• Comprehensive – theft, vandalism, sunken boat, fires, heavy winds, hurricanes, and other weather-related damage
• Collision – covers damage from boating accidents, such as hitting a submerged object, dock, another boat
• Wreckage Removal – Pays for any attempted raising, removal or destruction of the wreckage
• Personal Effects/Belongings – protects the insured’s personal items including cameras, clothes, cell phones, etc.