#1 Fact Regarding Auto Insurance
Everything you have worked for can be at risk if you don’t have the correct coverage. Our licensed team of agents and service representattives can help you determine the right covers.
#1 Fiction Regarding Auto Insurance
All companies are the same when it comes to paying claims
Some companies might pay the small claims a bit faster than others. Where it really matters is the big hit. If you have a major loss where people are hurt, maybe you or your passenger has major injuries you don’t want cut rate companies or gaps in coverage.
According to the National Highway Traffic Administration, car accidents happen every minute of the day.
What does auto insurance actually cover?
Auto insurance covers liability, Uninsured/Underinsured Motorists, Medical, Collision and Comprehensive. Including both collision and comp on your policy is known as “Full Coverage”.
With limits and coverages to suit all needs, We at Gallant Insurance can find you the right fit at the right price.
Not only do we care about your everyday vehicle, but we know and understand the needs that an Antique, Classic, or High-End vehicle requires.
Specialty Vehicles Require special attention
With carriers that offer coverages such as:
- Rates Based on lower usage – Rates are based on lower use since most of us in NH won’t drive our specialty vehicle 6-8 months out of the year.
- Guaranteed Value – Agreeing on a set value for your vehicle up front. And a total loss has occurred you would receive the guaranteed value your vehicle, minus your deductible. Regular auto insurance is paid on an actual cash value a classic car policy pays replacement cost.
- Optional additional coverages such as: Vehicle Under Construction, Spare parts, Automotive tools and Automobile coverages.