Motorcycle, ATV/UTV & Snowmobile Insurance
Many people assume this is automatically properly covered as a rider on their home insurance. But any motor conveyance that is subject to a registration plate is excluded from physical damage coverage whether or not it is registered in NH.
Serious injuries can happen and are common on these motor conveyances. Many people operate these units with no coverage at all. This is why covering yourself with uninsured/underinsured coverage is vital for you to include.